If you're self-employed and planning to buy a home, Glasgow Credit Union offers mortgage options tailored to your needs.
Eligibility Criteria
To apply for a mortgage with, you must:
- Be 18 years old
- Be a member
Required Documentation
As a self-employed applicant, you'll need to provide:
- Photo identification.
- Self-assessment tax returns (SA302) or certified accounts over a specific period
- Recent bank statements.
- Details of any existing loans or credit commitments.
It's advisable to have at least two years of consistent self-employment income.
Tips for a Successful Application
Prepare Thorough Documentation: Ensure all financial records are up-to-date and accurately reflect your income.
Maintain a Good Credit Score: A strong credit history can enhance your application's success.
Consult with Glasgow Credit Union Advisors: Their team can provide personalised guidance tailored to your situation.
Articles in this section
- About Glasgow CU mortgages
- Mortgages for self employment
- What happens after my mortgage offer is issued
- Are there any hidden costs to your mortgage products
- Paying my mortgage early
- Does the Bank of England Base Rate affect my repayment
- How do I see my current interest rate and repayment value
- Can I change my mortgage rate
- What happens if I miss a payment on my mortgage
- I want to leave, what are my options