What is a Cash ISA What is a Cash ISA

What is a Cash ISA

At Glasgow Credit Union, we offer a Cash ISA product exclusively for our members. This is a tax-efficient way to grow your savings. Whether you're saving for the future or simply want to protect interest on your savings from tax, a Glasgow Credit Union Cash ISA could be a smart addition to your financial plan.

A Cash ISA (Individual Savings Account) is a type of tax-free savings account available to UK residents. This means:

  • You don’t pay any tax on the interest you earn
  • You can save up to the annual ISA allowance set by the government (currently £20,000 for the 2025/26 tax year)

Who can open a Glasgow Credit Union Cash ISA?

You must:  

  • Be a UK resident aged 16 or over
  • Be a current Glasgow Credit Union member
  • Not have already subscribed to another Cash ISA in the same tax year (unless you're transferring an existing ISA to us)

If you already have a Cash ISA with another provider, you may be able to transfer it to Glasgow Credit Union using our ISA Transfer Form