If you already have a Cash ISA with another provider, you can transfer it your Glasgow Credit Union Cash ISA using our ISA transfer service. This is designed to make moving your tax-free savings as smooth and simple as possible — without affecting the tax free wrapper on your savings.
What Is an ISA Transfer?
Our ISA transfer allows you to move money to your Glasgow Credit Union Cash ISA from:
- A Cash ISA at another provider or Another provider’s Stocks & Shares ISA, Lifetime ISA, or Innovative Finance ISA (if eligible*)
By transferring your savings using our ISA Transfer service, you can keep your savings tax-free and consolidate them in one easy to manage account.
Why Transfer to Glasgow Credit Union ?
- Complete the transfer with one simple form
- Save tax-free with our dividend-bearing Cash ISA
- Enjoy simple, transparent management through the Glasgow Credit Union Mobile App
- No charges or penalties from Glasgow Credit Union for ISA transfers
- Personal support from our Member Support Team throughout the process
How to Transfer Your ISA to Glasgow Credit Union
Transferring your ISA is easy:
Do not withdraw the funds yourself – this will result in the loss of your savings tax-free status.
Download an ISA Transfer Form
Complete and return the form.
We’ll contact your existing provider to securely move your funds into your Glasgow Credit Union Cash ISA.
Does It Affect My ISA Subscription Allowance for this tax year?
No – transferring previous years' ISAs does not count toward your current year’s £20,000 ISA allowance.
However: If you are transferring this tax year’s ISA and have already subscribed elsewhere, you must transfer the entire current-year balance to Glasgow Credit Union before making new subscriptions.
Can I Transfer My Glasgow Credit Union Cash ISA to Another Provider?
Yes, you can transfer your Glasgow Credit Union Cash ISA to another provider at any time. Just request a transfer form from your new provider, and they’ll contact us to complete the process.
Important Notes
You must be a Glasgow Credit Union member to hold a Cash ISA with us.
Transferred ISAs will be deposited in cash form (not stocks or shares).
ISA rules are set by HMRC and may change from year to year.